The company’s products are designed with a focus on integrating artificial intelligence while strictly adhering to applicable legal and ethical requirements.
Internet technologies have become an integral and indispensable part of nearly every aspect of public and economic life. This requires businesses to adapt quickly and implement software solutions that ensure their security and long-term viability.
In parallel with technological development, risks have also grown, both from cybercrimes committed entirely in a virtual environment and from traditional criminal activities, the commission of which is significantly facilitated by technological means.
Today, we are talking about globalised crimes carried out in and through the internet environment, which by their very nature require coordinated international measures for prevention and counteraction. These include:
- Money laundering
- Financing of terrorism
- Financing of the proliferation of weapons of mass destruction
There are international standards, as well as European and national regulatory requirements, that are mandatory for companies operating in sensitive and high-risk sectors. The regulatory framework is dynamic and constantly evolving, which poses significant challenges for businesses.
In practice, these challenges cannot be effectively overcome—neither in terms of quality nor quantity—solely through the deployment of human resources.
Non-compliance with applicable regulations leads to:
- Administrative penalties
- Significant financial losses
- Serious reputational risk
A company’s reputation is a prerequisite for its sustainable development and the trust of partners, customers, and regulators.
AI as a Compliance Tool
This is where artificial intelligence comes in as a compliance tool.
Through automation and the processing of large datasets, AI systems significantly enhance the effectiveness of internal controls and compliance systems. AI supports processes such as:
- Identification
- Risk assessment and categorisation
- Transaction monitoring
- Behavioural pattern analysis
- Early detection of suspicious transactions
Its improper implementation or the lack of adequate continuous oversight throughout the system’s lifecycle can lead to significant legal, ethical, and technological risks.
To ensure permissible use, AI should be approached with heightened attention, criticality, and precision due to risks arising from:
- Improper design
- Inadequate training
- Faulty implementation
- System errors
- Discriminatory effects
- Disproportionate infringement of rights
- Lack of explainability
- Lack of traceability of algorithmic decisions
The subject matter is extremely sensitive and requires an interdisciplinary team of specialists who conduct:
- Preliminary risk assessment
- Model validation
- Testing
- Control
- Continuous monitoring
These activities span the entire lifecycle—from planning and development to production deployment.
In this spirit, the European regulatory framework on artificial intelligence establishes fundamental principles.
Key Principles for the Use of AI
1. Targeted and Justified Use
AI should be implemented only when it has been demonstrated that its use is:
- Necessary
- Appropriate
- Proportionate to the legitimate objective pursued
Its application must lead to lawful outcomes.
2. Human Oversight
Artificial intelligence should not operate completely autonomously and without effective human control.
The human factor remains indispensable for:
- Monitoring
- Validating results
- Intervening in case of deviations
3. Risk-Based Approach
Technological solutions must be proportionate to the level of identified risk, avoiding disproportionate intervention.
Uniform and mechanical treatment of individuals is contrary to:
- Modern regulatory principles
- International standards in the field
4. “Zero Trust” Principle
Systems are built on the presumption of potential risk, with:
- Continuous verification
- Traceability mechanisms
Legal and Ethical Dimensions
The legal aspects are closely linked to the ethical dimensions of artificial intelligence use because AI affects fundamental rights, including:
- The right to privacy
- Non-discrimination
- Protection of personal data
Intrusion into the private sphere can be legally justified only when it is:
- Necessary
- Appropriate
- Proportionate to the legitimate objective pursued
This reflects:
- The principle of proportionality
- The application of a risk-based approach
The fundamental principle in AI implementation is that it should be treated as a tool supporting decision-making rather than replacing final human expert assessment and responsibility.
About Us
Rabbit Solutions is the first Bulgarian RegTech company specialising in the development and implementation of software solutions for regulatory compliance.
Our products focus on:
- Risk-based compliance
- Process automation
- AI integration
- Strict adherence to legal and ethical requirements
RabbIT offers a unified platform with four specialised modules:
- KYC/KYB Verification
- AML/CFT Screening against sanctions lists
- Transaction Monitoring (real-time and post-transaction)
- Onboarding process automation
Our mission is to stay one step ahead in both:
- Technological innovation
- Regulatory developments
to provide sustainable, effective, and long-term solutions.
AI Applications in Regulatory Compliance
We integrate artificial intelligence into key compliance areas:
Identity Verification
- Recognition and authenticity verification of identification documents
Reputational Risk Assessment
- Semantic analysis of adverse media
Transaction Monitoring
- Intelligent monitoring models that analyse and compare:
- Actual customer behaviour
- Expected risk profile
- Declared economic activity
For Rabbit Solutions, business security is a top priority, and the automation we provide—including through AI—significantly optimises workflows.
Disclaimer: The original article was published in Bulgarian by Capital on 1.04.2026 here: read more
